Payday Loans in Ohio
Compare Lenders in Ohio
Ohio reformed payday lending in 2018 with 28% APR cap.
48 Cities Covered
Max Loan: ,000
Legal (Reformed)
11,799,448
Population
48
Cities Covered
,000
Max Loan Amount
Fast
Same-Day Funding
Browse Lenders by City
Akron
Beavercreek
Bowling Green
Brunswick
Canton
Cincinnati
Cleveland
Cleveland Heights
Columbus Oh
Cuyahoga Falls
Dayton
Delaware Oh
Dublin Oh
Elyria
Euclid
Fairfield
Findlay
Gahanna
Grove City
Hamilton
Huber Heights
Kent Oh
Kettering
Lakewood Oh
Lancaster Oh
Lima
Lorain
Mansfield
Marion Oh
Mason
Mentor
Middletown
Newark Oh
North Olmsted
North Royalton
Northbrook
Parma
Reynoldsburg
Solon
Springfield Oh
Stow
Strongsville
Toledo
Upper Arlington
Warren Oh
Westerville
Westlake Oh
Youngstown
Ohio Payday Loan Regulations
Max Loan Amount:$1,000
Max Term:12 months minimum
Typical APR:28% (short-term loan law applies)
Finance Charge:Interest-based (28% APR cap)
Regulatory Body:Division of Financial Institutions
Ohio passed the Fairness in Lending Act in 2018, capping APR at 28% and requiring minimum loan terms of 90 days.
Important: This information is current as of January 2026. State regulations may change. Always verify with your lender and state regulator before signing a loan agreement.
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- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000
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