Editorial Policy
Our Standards
Credizen is committed to providing accurate, unbiased information about payday loans. Our editorial standards ensure:
- Factual accuracy - All data is verified against official sources
- Editorial independence - Reviews are not influenced by advertisers
- Transparency - Commission relationships are clearly disclosed
- Regular updates - Content is reviewed quarterly for accuracy
Review Methodology
We evaluate lenders using objective criteria:
- APR and total loan cost (30% weight)
- Approval speed and funding time (25% weight)
- Fees and transparency (20% weight)
- Customer reviews (15% weight)
- Eligibility requirements (5% weight)
- State licensing compliance (5% weight)
Learn more: Full Methodology
Advertising Disclosure
Credizen earns commissions when users apply through our links. This does not influence our ratings or editorial content. All lenders are evaluated equally using the same criteria.
Corrections
Found an error? Contact us - we respond within 48 hours and correct mistakes promptly.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000
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