Apply for a Payday Loan

Before You Apply

• Borrow responsibly – Only take out loans you can afford to repay on time
• Compare offers – Review APR, fees, and loan terms from multiple lenders
• Read the fine print – Understand all terms and conditions before signing
• Consider alternatives – Explore options like credit unions, salary advances, or payment plans

Important: Payday loans should be used for short-term financial needs only. APRs can be very high (often 300-400% or more). Failure to repay on time can result in additional fees and collection actions. For more information about your rights and alternatives, visit the Consumer Financial Protection Bureau (CFPB) .

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