Payday Loans in Florida

Compare Lenders in Florida

Florida caps payday loans at $500 with mandatory cooling-off periods.

49 Cities Covered

Max Loan: 00

Legal

22,244,823

Population

49

Cities Covered

00

Max Loan Amount

Fast

Same-Day Funding

Browse Lenders by City

Florida Payday Loan Regulations

Max Loan Amount:$500

Max Term:31 days

Typical APR:No limit (typically 300-400%)

Finance Charge:10% of principal or $10, whichever is greater

Regulatory Body:Office of Financial Regulation (OFR)

Payday loans in Florida are legal with restrictions. You can only have one payday loan at a time. 24-hour cooling-off period required between loans.

Important: This information is current as of January 2026. State regulations may change. Always verify with your lender and state regulator before signing a loan agreement.

Ready to Compare Lenders in Florida?

Get matched with licensed lenders in your area. Fast approval, same-day funding.

Get Started →

Solicită Împrumut Aplică