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Loan lenders in Kenya

This hub explains how to compare lenders in Kenya with practical, non-hype criteria: total repayment cost, fees, term fit, and data safety.

Author: Rostislav Sikora Last updated: 28 January 2026

What we compare

  • Total cost: interest + fees + penalties (where applicable).
  • Eligibility fit: amount, term, and your affordability profile.
  • Transparency: clear pricing and clear contract terms.
  • Data safety: privacy policy clarity and responsible handling of personal data.

Official references: CBK and ODPC.

Featured lenders

Lender Amount Term Apply
LendPlus Ksh 1,000–Ksh 150,000 Varies Apply

FAQ

How does Credizen rank lenders in Kenya?

We rank options using structured criteria (cost transparency, eligibility fit, term/amount match, user experience signals) and disclose affiliate relationships. See our methodology for details.

Do I have to apply through Credizen?

No. Credizen helps you compare and understand options. You always choose whether to proceed with a lender.

What should I verify before applying?

Verify total repayment cost, fees, repayment schedule, late penalties, privacy policy, and data handling. If unsure, borrow a smaller amount or consider alternatives.

Responsible borrowing

Borrow only what you can repay. If you struggle with repayment, avoid rolling loans or borrowing to repay borrowing.

Emergency Financial Help

If you're experiencing financial difficulties, contact your local financial counseling service.

  • South Africa: National Credit Regulator - 0860 627 627
  • Romania: ANPC - 0213142200
  • Colombia: Superintendencia Financiera - (571) 594 2222
  • Poland: KNF - 22 262 5000
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