What is a mobile loan and how does it work in Kenya? (2026)
Complete guide to mobile loans in Kenya: how they work, requirements, costs, M-Pesa integration, and how to apply in minutes.
New to mobile loans in Kenya? Start here. Learn how to apply, what to expect, and how to borrow safely with M-Pesa-based loan apps.
Our Quick Start Guides are designed for first-time mobile loan borrowers in Kenya. Whether you're looking to understand how mobile loans work, need an emergency loan in 1 hour, or want to know the requirements before applying, these guides will help you get started safely.
All guides include M-Pesa integration steps, CRB (Credit Reference Bureau) information, and real cost examples with DAE (Daily Annual Effective rate) calculations. We cover the top loan apps in Kenya including Tala, Branch, M-Shwari, KCB M-Pesa, and Fuliza.
Complete guide to mobile loans in Kenya: how they work, requirements, costs, M-Pesa integration, and how to apply in minutes.
Complete beginner's guide to applying for your first mobile loan in Kenya. Learn the 10-step process, requirements, and expert tips for approval in 15 minutes.
Comprehensive comparison of Kenya's best mobile loan apps: Tala, Branch, M-Shwari, KCB M-Pesa, and Fuliza. Compare APR, limits, approval times, and features.
We're publishing new quick start guides every few days. Coming soon:
Compare the best loan apps in Kenya and get approved in minutes
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