Check24 Review & Experience
Comparison Portal • Loans 500,00 € - 100.000,00 €
💳 Apply for Check24 Loan
APR from 3.49% • Approval in 1h
Apply Now →Affiliate link • Commission-based
📊 Check24 at a Glance
General Information
- Provider type: Comparison Portal
- Rating: 9/10
- Legal name: Check24 Vergleichsportal GmbH
- Approval rate: ~92%
Loan Terms
- Loan amount: 500,00 € - 100.000,00 €
- APR: 3.49% - 14.99%
- Speed: Instant
Example Calculation (APR) at Check24
This example calculation is for orientation only. Your personal APR depends on creditworthiness (SCHUFA score), term, and loan amount.
| Loan Amount | Term | APR (Range) | Monthly Payment (approx.) | Total Repayment (approx.) |
|---|---|---|---|---|
| 10.000,00 € | 48 months | 3.49% – 14.99% | 249,99 € | 11.999,60 € |
About Check24
Check24 is a comparison portal for loans in Germany. As a comparison portal, it connects customers with multiple providers to find the best offer.
With available amounts between 500,00 € and 100.000,00 €, Check24 is suitable for larger financial needs.
Frequently Asked Questions about Check24
How do I apply for a Check24 loan?
Click "Apply now", fill out the online form (~5 minutes), upload required documents, and receive a decision within 1 hours. Check24 offers a fully digital application process.
What documents are required for Check24?
For a Check24 loan you need:
- Valid ID or passport
- Payslips (last 3 months)
- Bank statements (last 3 months)
- Proof of address (registration certificate)
What are the interest rates at Check24?
Check24 offers APR from 3.49% to 14.99%.
The exact rate depends on your creditworthiness (Schufa score), loan amount, and term.
Representative example: 9.24% APR
Is Check24 safe and regulated?
Check24operates as a <strong>licensed lender</strong> meeting German consumer protection standards. All loans are subject to BaFin oversight and consumer credit law (§ 491 BGB).
Can I repay a Check24 loan early?
Yes, Check24 allows early repayment. Under German consumer credit law, lenders may charge a maximum of:
- 1% of outstanding amount (remaining term > 1 year)
- 0.5% of outstanding amount (remaining term ≤ 1 year)
What Schufa score do I need for a Check24 loan?
Check24 also accepts applicants with moderate credit scores.
Typical requirements:
- Schufa score > 90%: Best rates (3.49% APR)
- Schufa score > 80%: Standard rates (14.99% APR)
- Schufa score < 80%: Individual assessment required
Approval rate at Check24: 92%
⚖️ Legal Information
Check24 operates as a licensed lender and meets German consumer protection standards.
Official website: https://www.check24.de/kredit
All information is sourced from the official Check24 website and is for informational purposes only. Always read the contract terms before signing. Responsible lending is mandatory in Germany. Market oversight is conducted by BaFin.
Author: Rostislav Sikora – AI Orchestrator & Loan Expert (25+ years in financial services)
Last updated: 12 January 2026